Physical Therapy School Listings Home            

   US Dental
 Schools Feedback Feedback

US Dental
 Schools Feedback
Site Search

US Dental Listings
US Dental Careers
US Dental Schools FAQs
US Dental Schools Finance
Anatomy Top Schools/School Rankings

Be a Dentist: Financial Information

Financing Dental School

Dental education is costly, but it's a good investment. Financial aid covers the cost of education that students cannot pay. To be eligible for financial aid, students must complete an Application for Federal Student Aid  (FAFSA).

Financial aid is available in the form of grants, scholarships (scholarship and student loans. Dental school financial aid officers are good resources for helpful information. Average loan debt is about $130,000.

Student Aid & Scholarships

  • Federally Funded Scholarshipsconsidered gift aid and is based on merit or special qualities
  • For Disadvantaged Students Programprovides funds to eligible schools for financially needy students
  • National Health Service Corpshighly competitive; recipients must commit to practice for 2-year minimum in underserved community. For information call 800-221-9393.
  • Indian Health Service (IHS)must be native American or Alaska Native students
  • National Institute of Dental and Craniofacial Research (NIDCR) short-term training awardsfor underrepresented minority and women dental students to gain research experience; recipients receive a monthly stipend. For more information contact NIDCR, 301-594-7617.
  • Armed Forces Health Professions Scholarshipspays tuition, fees and a monthly stipend; students must serve two years for the first year of sponsorship and six months for every six months or portion thereof

Student Loan Programs

  • Stafford Loan Programfederally guaranteed program sponsored by the U.S. Department of Education and used by the majority of students; interest guaranteed not to exceed 8.25%
  • Federal Perkins Loan (Perkins)provides long-term, low-interest loans to financially needy students
  • Health Professions Student Loan (HPSL)federally funded requiring parental financial information
  • Loans for Disadvantaged Students (LDS)offered to students who meet criteria of “disadvantaged student” status with interest rate of 5%
  • Federal Work Study Programprovides jobs for students who have financial need; earnings go toward meeting the costs of education
  • Institutional Loansdental schools may have these available for students
  • National Institute for Dental and Craniofacial Research (NIDCR) RFA for training clinical researchers and a joint fund with Library of Medicine to train students for research and teaching careers in informatics. Financial support for a stipend, tuition, fees health insurance support. Visit  for more information
  • Private/Alternative Loans

Return to Top

ADA Foundation Scholarship Program

The ADA Foundation (ADAF) has a scholarship program for students pursuing careers in dentistry, dental hygiene, dental assisting and dental laboratory technology. The number of ADAF scholarships awarded is dependent upon available funds. Scholarships are awarded to defray school expenses including tuition, fees, books, supplies and living expenses. Scholarship disbursements are made twice yearly in equal payments and sent directly to the student's financial aid office. The second disbursement is made contingent upon the student's maintenance of the required grade point average.

ADAF scholarship programs include Dental Student Scholarship, Minority Dental Student Scholarship, Dental Hygiene Scholarship, Dental Laboratory Technology Scholarship and Dental Assisting Scholarship. Visit ADA Foundation (link to ADAF) for more information.

Return to Top

Additional Resources

The links below may be useful in providing information on how to finance a career in dentistry.

A complete source of local scholarships, national scholarships and college-specific scholarships.

A comprehensive financial aid site where you can search for scholarships, ask questions and find necessary forms to complete.

A leading provider of student loans, helping millions of Americans achieve their dreams of higher education.

Access Group
A non-profit group committed to providing high-quality graduate student loan products and helpful financial aid information. Find and apply for student loans.

ADEA American Dental Education Association
The ADEA Web site provides information on awards, scholarships and fellowships available to students and dental educators.

Our Network Of Sites:
Apply 4               |  |  |
Anatomy                 | Anesthesiology  | Architecture | Audiology
Cardiology            | Computer Science | Computer Science | Dermatology
Epidemiology          | Gastroenterology  | Hematology     | Immunology
IT                | Kinesiology  | Language  | Music
Nephrology             | Neurology  | Neurosurgery | Obstetrics
Oncology    | Ophthalmology | Orthopedics       | Osteopathy
Otolaryngology | Pathology  | Pediatrics   | Physical Therapy
Plastic Surgery | Podiatry   | Psychiatry   | Pulmonary 
Radiology | Sports Medicine | Surgery  | Toxicology
US Law | US Med | US Dental

Copyright © 2000-2011 US Dental Schools, All Right Reserved. | Site Map | Privacy Policy | Disclaimer